williams insurance agency logo

(618) 253-7165

(618) 993-0387

(618) 273-4611

Meet Our Staff

nathan ashby

Nathan Ashby

Nathan began his insurance career in 2004 upon graduation from the University of Southern Indiana in Evansville, IN. He started at a second generation owned independent agency similar to Williams & Associates.  In 2006, he and his wife decided to return home to Southern Illinois. Nathan is licensed in Property & Casualty and Life & Health. He enjoys helping different clients establish proper protection and security programs that meet their life needs. His wife and dogs occupy most of his spare time, but he also enjoys working in the yard, fishing and woodworking.

Cecile DeNeal

Cecile began working in the insurance field in 1978 with Blankenship Insurance Agency in Eldorado IL.  She joined Williams & Associates Insurance in November 1986 and works primarily in personal lines.

lil grisham

Lil Grisham

Lily “Lil” started her insurance career in 1998, working in her late husbands insurance office, then know as G & R Insurance Agency, later changed to current name of Grisham & Associates Insurance in Eldorado, in which she still owns and operates.  She acquired her insurance license in July of 1991 consisting of auto, home, life and health, including Medicare Supplements. In 1991 she started placing business with Kurt Williams & Associates Insurance office and was an active agent for eighteen years. She joined Williams & Associates in December 2008 as an agent servicing her prior policy holders and writing new business. She enjoys being a part of this team and is always available to assist customers. Since Lil works out of her Eldorado office, you can reach her directly at 618.273.9969 for any insurance needs you may have. Lils’ favorite pastime is enjoying her friends and family – especially her two great grand daughters – Lily & Emily

sheri kurtek

Sheri Kurtek

Sheri began her insurance career in 1995 working for the Driskell Insurance Agency in Eldorado. She has headed up the Eldorado Branch of Williams & Associates since December 2008.  Sheri is licensed in Property & Casualty and Life & Health. She enjoys providing wonderful customer service and serving the needs of her clients in both personal and commercial lines. In her free time she enjoys outdoor activities and spending time with her family, friends, and dog Maddie.

tracey owen

Tracey Owen

Tracy was introduced to the insurance field in January 2008 when she was hired at the Kurt Williams Agency. She received her Insurance Producer License in February 2009, and has since become the leading producer of Nonstandard Automobile Insurance policies in the home office.  Tracy is proud of the great friendships she has developed at Williams & Associates.

When not at work, Tracy enjoys spending time with her family.

jennifer rushing

Jennifer Rushing

Jennifer started working for Williams & Associates in 2013, prior she worked in the dental field for over 11 years. She enjoys spending time with family & friends, shopping and is obsessed with running.

shane grinnell

Shane Grinnell

I was born and raised in Southern Illinois, and I graduated from Marion High School in May 1989.  In May 1993, I graduated from Southern Illinois University at Carbondale with a Bachelor of Science degree in Exercise Physiology.  I also married my high school sweetheart in 1993, and I still enjoy every day with her after 28 years of marriage.  We loved living in Kansas City for 14 years, but returned to our hometown in 2007.  I have four wonderful children—two sons, one daughter, and one new daughter-in-law.  When not working, I enjoy the outdoors—hunting or just watching the sun rise and set.  We spend almost every summer weekend on the Lake of Egypt.  I truly value working with people and helping others.  Providing people with insurance has provided a unique way to do both of those things!

angela cummins photo

Angela Cummins

Angela “Angie” Cummins began working in the insurance field in 2014 with State Farm Insurance company in Harrisburg IL. She joined Williams & Associates Insurance in April 2021 and works primarily in Life and Health.

hillary hall

Hillary Hall

I joined Williams and Associates as the book-keeper in 2018. Prior to that, I worked in the healthcare field. I was raised in Harrisburg where I still resided with my husband and children. I enjoy spending time with my family and baking.

james williams

James Williams

James W (Jim) Williams is a second generation insurance broker and has been in the insurance business since 1978. Jim worked with his father and uncle until their retirement. He is a graduate of Southern Illinois University in Carbondale. He is a partner and Managing Member of the firm. Jim is licensed in all lines of insurance and has his Series 7 securities license. He and his wife Robyn have been lifelong residents of Southern Illinois.

When not at work Jim likes to spend time with his family, especially his grandchildren. Jim loves the out of doors, hiking, camping, boating and is an avid water ski enthusiast.

steve williams

Steve Williams

Steve started in the insurance business in 1989 part-time while working for Sahara Coal Co where he worked on 3rd shift for 15 years.  In 1991, Steve purchased his father, Bill Williams’ interest in the company, which made him a principal partner of Williams & Insurance.

 Steve is married to Debbie, his high school sweetheart, and they have two children and five grandchildren. Steve and Debbie are active members of The Vine Church in Carbondale where Steve leads a Small Group Bible group on Thursday nights in Marion. Steve and Debbie enjoy spending downtime on their boat.

Our Locations



401 E Poplar St.
Harrisburg, IL 62946
(618) 253-7165


2801 17th Street
Marion, IL 62959
(618) 993-0387


920 State St.
Eldorado, IL 62930
(618) 273-4611